After several months of working to build my freelance side gig into a reliable full-time business of my own, I was nearly to where I could at least pay my usual expenses without too much help, and on track to inch my way forward into financial stability. I was so close! I started making plans again. I felt hopeful, even with the rest of 2016 grinding us down.
On my birthday, at the end of November, I was mistakenly hit with a direct debit from my checking account for almost $1000. Because of that, I was hit with bank fees for everything that was paid out of my “overdraft protection” for the next two weeks, while I scrambled to make up the missing funds. I’ve done all of the paperwork and phone calls and I’m trying to get it back, but it turns out the payment — to my student loans — can be both accidentally taken and irretrievable at the same time. They’re investigating, they said, and I may get it back, in 90 days or so.
They’ll let me know.
Because of this, everything else fell apart, like I was juggling a dozen eggs and then someone sped up the music, until I couldn’t keep time with it anymore, and the pieces I was trying to balance suddenly crashed to the floor. I worked harder than ever, but it wasn’t enough, and ended the month with a cold that I am pretty sure was brought on by lack of sleep, and stress.
I don’t feel right yet, but I have to keep going.
Due to the unexpected financial problems I’ve had this month, I’ve decided not to attend any conventions until at least Fall 2018, or do any kind of travel. (This means I won’t be able to be at Boskone this February.)
I do miss everyone, and I do feel lonely and isolated here sometimes, since it’s just me and mine and we’re not tapped into the same kind of writing community I’ve gotten out of my FB/Twitter/convention relationships with other writers. But, as tempting as conventions are, I am still behind on rent and bills. I’m still worried every day, and that interferes with my work.
And, I’m not writing regularly because of all the stress — it turns out, I need to know my son is safe and my life is relatively stable before I can be “selfish” enough to write, since that’s a thing I do just for me.
I know me, though. I will get my money, my life, and my writing back on track, consistently. Then I can focus on getting back into the world.
I hope to see you all, out there, soon.